Acquisition Lender Index

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SBA acquisition lenders in North Carolina

671 SBA 7(a) change-of-ownership loans in North Carolina, FY2024–FY2026. Lender rankings, typical loan size, rates and the industries changing hands.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
671
Total approved
$959.5M
Median loan
$870K
Middle half of loans
$378K to $2.0M
Median starting rate
9.50%
Median term
10 yrs

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Lenders financing the most acquisitions in North Carolina

#LenderLoansShareMedian loanTotal approved
1 Live Oak Banking Company 13921%$615K$179.8M
2 The Huntington National Bank 507%$480K$47.9M
3 GBank 426%$4.3M$153.8M
4 The Fidelity Bank 416%$960K$40.2M
5 First Bank 355%$868K$40.9M
6 TowneBank 274%$1.2M$42.9M
7 Bank of Oak Ridge 213%$700K$30.0M
8 Truliant FCU 203%$746K$24.4M
9 Pinnacle Bank 152%$1.1M$17.3M
10 United Community Bank 122%$420K$9.3M
11 First-Citizens Bank & Trust Company 112%$1.7M$23.1M
12 United Midwest Savings Bank National Association 112%$711K$10.8M
13 Gulf Coast Bank and Trust Company 101%$716K$9.2M
14 Pathward National Association 91%$2.9M$21.2M
15 Centerstone SBA Lending, Inc. 91%$1.8M$18.8M

What is being bought in North Carolina

#IndustryLoansShareMedian loanTotal approved
1 Hotels (except Casino Hotels) and Motels 568%$4.1M$208.0M
2 Full-Service Restaurants 325%$556K$36.9M
3 Limited-Service Restaurants 233%$510K$28.0M
4 Plumbing, Heating, and Air-Conditioning Contractors 193%$850K$21.5M
5 All Other Specialty Trade Contractors 183%$566K$15.8M
6 Offices of Certified Public Accountants 183%$498K$10.5M
7 General Automotive Repair 173%$719K$15.6M
8 Residential Remodelers 162%$539K$14.3M
9 Electrical Contractors and Other Wiring Installation Contractors 132%$1.1M$21.1M
10 Insurance Agencies and Brokerages 122%$406K$8.6M
11 Gasoline Stations with Convenience Stores 112%$1.0M$12.2M
12 Landscaping Services 112%$595K$9.7M
13 Child Care Services 101%$1.4M$21.7M
14 Lessors of Miniwarehouses and Self-Storage Units 101%$1.5M$17.1M
15 Home Health Care Services 101%$658K$10.8M

North Carolina by industry

Deals by SBA fiscal year

FY2019171 loans, $197.3M
FY2020191 loans, $237.4M
FY2021198 loans, $239.8M
FY2022168 loans, $221.5M
FY2023172 loans, $221.9M
FY2024207 loans, $308.2M
FY2025236 loans, $319.4M
FY2026228 loans, $331.8M