Live Oak Banking Company
2,079 recorded SBA 7(a) acquisition approvals. Explore the industries, locations and loan sizes in its reported portfolio.
- Acquisitions financed
- 2,079
- Total approved
- $2.8B
- Median loan
- $875K
- Middle half of loans
- $350K to $1.9M
- Median starting rate
- 9.25%
- Median term
- 10 yrs
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Where the approvals cluster
The SBA file shows approvals across 269 industries and 49 states and territories. The largest industry by count was Home Health Care Services (104 of 2,079 approvals). California had the highest count among recorded project locations (264).
The median approved loan was $875K versus $707K across the index for FY2024–FY2026. Differences can reflect which industries, markets and deal sizes the lender serves.
Which loan sizes show up most?
Ranked No. 2 by recorded approvals among lender names in the index for FY2024–FY2026. California accounted for 12.7% of its approvals by project location. Home Health Care Services accounted for 5.0% by industry.
| Gross approved amount | Approvals | Share here | Share nationally |
|---|---|---|---|
| Under $500K | 684 | 32.9% | 38.6% |
| $500K to under $1M | 460 | 22.1% | 22.8% |
| $1M to under $2M | 435 | 20.9% | 19.5% |
| $2M and up | 500 | 24.1% | 19.1% |
The starting rate uses 2,079 of 2,079 records with a reported rate. The term uses 2,079 of 2,079 records with a reported term. These are historical approvals and do not describe current quotes or eligibility.
Industries by approval count
| # | Industry | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | Home Health Care Services | 104 | 5% | $570K | $126.2M |
| 2 | General Automotive Repair | 100 | 5% | $1.0M | $130.6M |
| 3 | Limited-Service Restaurants | 71 | 3% | $500K | $82.5M |
| 4 | Offices of Certified Public Accountants | 71 | 3% | $450K | $50.0M |
| 5 | Insurance Agencies and Brokerages | 67 | 3% | $480K | $53.3M |
| 6 | Plumbing, Heating, and Air-Conditioning Contractors | 66 | 3% | $753K | $81.9M |
| 7 | Services for the Elderly and Persons with Disabilities | 66 | 3% | $500K | $75.4M |
| 8 | Lessors of Miniwarehouses and Self-Storage Units | 63 | 3% | $1.2M | $87.2M |
| 9 | Funeral Homes and Funeral Services | 62 | 3% | $1.8M | $119.7M |
| 10 | All Other Specialty Trade Contractors | 53 | 3% | $715K | $79.5M |
| 11 | Child Care Services | 52 | 3% | $1.6M | $101.0M |
| 12 | Portfolio Management and Investment Advice | 39 | 2% | $540K | $39.7M |
| 13 | Offices of Dentists | 37 | 2% | $1.2M | $56.8M |
| 14 | Other Computer Related Services | 34 | 2% | $900K | $48.1M |
| 15 | Pharmacies and Drug Retailers | 33 | 2% | $1.6M | $67.2M |
Project locations
| # | State | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | California | 264 | 13% | $762K | $336.5M |
| 2 | Florida | 213 | 10% | $960K | $320.4M |
| 3 | Texas | 211 | 10% | $860K | $291.0M |
| 4 | North Carolina | 139 | 7% | $615K | $179.8M |
| 5 | Illinois | 75 | 4% | $860K | $93.3M |
| 6 | Pennsylvania | 73 | 4% | $750K | $94.7M |
| 7 | Colorado | 71 | 3% | $655K | $70.6M |
| 8 | Georgia | 70 | 3% | $1.1M | $102.6M |
| 9 | New York | 69 | 3% | $1.1M | $108.2M |
| 10 | New Jersey | 65 | 3% | $1.0M | $88.9M |
| 11 | Ohio | 63 | 3% | $720K | $75.9M |
| 12 | Washington | 54 | 3% | $1.0M | $75.0M |
| 13 | Arizona | 53 | 3% | $680K | $75.2M |
| 14 | Michigan | 50 | 2% | $910K | $69.0M |
| 15 | Massachusetts | 44 | 2% | $958K | $60.8M |