Acquisition Lender Index

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Full-Service Restaurants: SBA acquisition loans in North Carolina

32 SBA-financed business acquisitions in North Carolina classified as Full-Service Restaurants, FY2024–FY2026. Median loan $556K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
32
Total approved
$36.9M
Median loan
$556K
Middle half of loans
$332K to $1.2M
Median starting rate
9.62%
Median term
10 yrs

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Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 The Huntington National Bank 516%$536K$5.1M
2 Truliant FCU 39%$999K$3.7M
3 First-Citizens Bank & Trust Company 26%$3.0M$6.0M
4 Truist Bank 26%$2.7M$5.3M
5 Customers Bank 26%$1.5M$3.0M
6 GBank 26%$510K$1.0M
7 Magnifi Financial CU 26%$453K$906K
8 First Bank 13%$4.0M$4.0M
9 Open Bank 13%$1.3M$1.3M
10 TowneBank 13%$1.2M$1.2M
11 Pinnacle Bank 13%$1.1M$1.1M
12 Gulf Coast Bank and Trust Company 13%$867K$867K
13 Bank of Oak Ridge 13%$576K$576K
14 SouthState Bank, National Association 13%$500K$500K
15 Harvest Small Business Finance, LLC 13%$425K$425K

For comparison, the same industry nationwide: 1,235 loans, median $465K, median starting rate 9.50%. See Full-Service Restaurants in every state.

Deals by SBA fiscal year

FY20198 loans, $6.5M
FY20206 loans, $4.0M
FY20212 loans, $1.1M
FY20225 loans, $7.4M
FY20234 loans, $2.9M
FY20247 loans, $11.4M
FY202513 loans, $9.6M
FY202612 loans, $15.9M

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.