Acquisition Lender Index

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Plumbing, Heating, and Air-Conditioning Contractors: SBA acquisition loans in North Carolina

19 SBA-financed business acquisitions in North Carolina classified as Plumbing, Heating, and Air-Conditioning Contractors, FY2024–FY2026. Median loan $850K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
19
Total approved
$21.5M
Median loan
$850K
Middle half of loans
$228K to $1.9M
Median starting rate
10.00%
Median term
10 yrs

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Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 Live Oak Banking Company 1053%$350K$7.4M
2 First Bank of Central Ohio 211%$1.1M$2.2M
3 First Horizon Bank 15%$3.9M$3.9M
4 TowneBank 15%$2.3M$2.3M
5 First Bank 15%$1.7M$1.7M
6 Heritage Bank Inc 15%$1.4M$1.4M
7 Port 51 Lending LLC 15%$1.0M$1.0M
8 First National Bank of Pennsylvania 15%$895K$895K
9 Bank of Oak Ridge 15%$660K$660K

For comparison, the same industry nationwide: 429 loans, median $800K, median starting rate 9.50%. See Plumbing, Heating, and Air-Conditioning Contractors in every state.

Deals by SBA fiscal year

FY20194 loans, $1.5M
FY20209 loans, $10.8M
FY20234 loans, $5.2M
FY20249 loans, $9.1M
FY20257 loans, $9.4M
FY20263 loans, $2.9M

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.