First-Citizens Bank & Trust Company
74 recorded SBA 7(a) acquisition approvals. Explore the industries, locations and loan sizes in its reported portfolio.
- Acquisitions financed
- 74
- Total approved
- $129.9M
- Median loan
- $1.4M
- Middle half of loans
- $748K to $2.5M
- Median starting rate
- 9.25%
- Median term
- 10 yrs
How to interpret this profile and build a shortlist →
Portfolio read
Where the approvals cluster
The SBA file shows approvals across 56 industries and 19 states and territories. The largest industry by count was Full-Service Restaurants (5 of 74 approvals). Florida had the highest count among recorded project locations (12).
The median approved loan was $1.4M versus $707K across the index for FY2024–FY2026. Differences can reflect which industries, markets and deal sizes the lender serves.
Read the five-lender comparison ↗Industries by approval count
| # | Industry | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | Full-Service Restaurants | 5 | 7% | $1.1M | $8.7M |
| 2 | Landscaping Services | 4 | 5% | $774K | $4.2M |
| 3 | Offices of Dentists | 3 | 4% | $1.9M | $6.1M |
| 4 | Offices of Mental Health Practitioners (except Physicians) | 3 | 4% | $1.7M | $5.3M |
| 5 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 3 | 4% | $1.1M | $3.2M |
| 6 | Site Preparation Contractors | 2 | 3% | $3.0M | $6.1M |
| 7 | Marketing Consulting Services | 2 | 3% | $2.0M | $4.1M |
| 8 | Insurance Agencies and Brokerages | 2 | 3% | $1.6M | $3.2M |
| 9 | Computer Facilities Management Services | 2 | 3% | $1.1M | $2.3M |
| 10 | Other Services to Buildings and Dwellings | 2 | 3% | $750K | $1.5M |
| 11 | All Other Support Services | 1 | 1% | $5.0M | $5.0M |
| 12 | Fabricated Structural Metal Manufacturing | 1 | 1% | $5.0M | $5.0M |
| 13 | Motor Vehicle Towing | 1 | 1% | $4.8M | $4.8M |
| 14 | Cut Stone and Stone Product Manufacturing | 1 | 1% | $4.7M | $4.7M |
| 15 | Furniture Merchant Wholesalers | 1 | 1% | $4.5M | $4.5M |
Project locations
| # | State | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | Florida | 12 | 16% | $1.6M | $21.3M |
| 2 | North Carolina | 11 | 15% | $1.7M | $23.1M |
| 3 | California | 11 | 15% | $1.9M | $20.3M |
| 4 | South Carolina | 8 | 11% | $1.0M | $13.5M |
| 5 | Georgia | 7 | 9% | $2.1M | $17.1M |
| 6 | Virginia | 6 | 8% | $1.0M | $9.9M |
| 7 | Texas | 3 | 4% | $746K | $4.0M |
| 8 | Washington | 3 | 4% | $745K | $4.0M |
| 9 | Massachusetts | 2 | 3% | $1.9M | $3.8M |
| 10 | Tennessee | 2 | 3% | $945K | $1.9M |
| 11 | Oklahoma | 1 | 1% | $2.6M | $2.6M |
| 12 | Maryland | 1 | 1% | $2.5M | $2.5M |
| 13 | Kansas | 1 | 1% | $1.9M | $1.9M |
| 14 | Utah | 1 | 1% | $1.1M | $1.1M |
| 15 | Nevada | 1 | 1% | $952K | $952K |