SBA acquisition lenders in Texas
1,834 SBA 7(a) change-of-ownership loans in Texas, FY2024–FY2026. Lender rankings, typical loan size, rates and the industries changing hands.
- Acquisitions financed
- 1,834
- Total approved
- $2.6B
- Median loan
- $900K
- Middle half of loans
- $387K to $2.0M
- Median starting rate
- 9.50%
- Median term
- 10 yrs
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Lenders financing the most acquisitions in Texas
| # | Lender | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 211 | 12% | $860K | $291.0M |
| 2 | The Huntington National Bank | 202 | 11% | $416K | $168.7M |
| 3 | T Bank, National Association | 60 | 3% | $1.3M | $104.5M |
| 4 | First Internet Bank of Indiana | 58 | 3% | $943K | $70.8M |
| 5 | Metro City Bank | 54 | 3% | $1.3M | $90.3M |
| 6 | Open Bank | 49 | 3% | $2.0M | $115.1M |
| 7 | PCB Bank | 39 | 2% | $532K | $34.3M |
| 8 | Bank of Hope | 37 | 2% | $2.1M | $90.8M |
| 9 | Global One Bank | 36 | 2% | $2.5M | $91.4M |
| 10 | Byline Bank | 36 | 2% | $1.1M | $57.3M |
| 11 | Fifth Third Bank | 34 | 2% | $1.7M | $64.6M |
| 12 | First Financial Bank | 31 | 2% | $1.0M | $35.0M |
| 13 | Zions Bancorporation, National Association | 31 | 2% | $379K | $26.4M |
| 14 | United Midwest Savings Bank National Association | 25 | 1% | $682K | $28.7M |
| 15 | VelocitySBA, LLC | 25 | 1% | $778K | $24.6M |
What is being bought in Texas
| # | Industry | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | Full-Service Restaurants | 124 | 7% | $644K | $116.9M |
| 2 | Hotels (except Casino Hotels) and Motels | 105 | 6% | $4.0M | $376.8M |
| 3 | Gasoline Stations with Convenience Stores | 103 | 6% | $1.9M | $222.6M |
| 4 | Limited-Service Restaurants | 68 | 4% | $540K | $58.5M |
| 5 | Plumbing, Heating, and Air-Conditioning Contractors | 55 | 3% | $769K | $49.2M |
| 6 | Child Care Services | 53 | 3% | $970K | $90.3M |
| 7 | General Automotive Repair | 51 | 3% | $1.1M | $58.3M |
| 8 | Insurance Agencies and Brokerages | 41 | 2% | $745K | $53.0M |
| 9 | Snack and Nonalcoholic Beverage Bars | 35 | 2% | $390K | $22.1M |
| 10 | All Other Specialty Trade Contractors | 33 | 2% | $776K | $44.1M |
| 11 | Home Health Care Services | 30 | 2% | $766K | $34.8M |
| 12 | Beer, Wine, and Liquor Retailers | 27 | 1% | $827K | $33.3M |
| 13 | Landscaping Services | 26 | 1% | $821K | $27.7M |
| 14 | Fitness and Recreational Sports Centers | 26 | 1% | $390K | $16.6M |
| 15 | Drycleaning and Laundry Services (except Coin-Operated) | 25 | 1% | $506K | $25.6M |
Texas by industry
- Full-Service Restaurants 124
- Hotels (except Casino Hotels) and Motels 105
- Gasoline Stations with Convenience Stores 103
- Limited-Service Restaurants 68
- Plumbing, Heating, and Air-Conditioning Contractors 55
- Child Care Services 53
- General Automotive Repair 51
- Insurance Agencies and Brokerages 41
- Snack and Nonalcoholic Beverage Bars 35
- All Other Specialty Trade Contractors 33
- Home Health Care Services 30
- Beer, Wine, and Liquor Retailers 27
- Landscaping Services 26
- Fitness and Recreational Sports Centers 26
- Drycleaning and Laundry Services (except Coin-Operated) 25
- Offices of Dentists 21
- Convenience Retailers 21
- Offices of Certified Public Accountants 21
- Car Washes 20
- Nail Salons 18
- Coin-Operated Laundries and Drycleaners 18
- Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance 17
- Beauty Salons 16
- All Other Professional, Scientific, and Technical Services 15
- Lessors of Miniwarehouses and Self-Storage Units 15
- All Other Personal Services 15
- Other Services to Buildings and Dwellings 15
- Services for the Elderly and Persons with Disabilities 13
- Pet Care (except Veterinary) Services 13
- Offices of Chiropractors 13
- Janitorial Services 13
- Couriers and Express Delivery Services 13
- Automotive Body, Paint, and Interior Repair and Maintenance 12
- Other Personal Care Services 12
- Roofing Contractors 12
- General Freight Trucking, Local 11
- Broilers and Other Meat Type Chicken Production 11
- Advertising Agencies 11
- Electrical Contractors and Other Wiring Installation Contractors 11
- Other Computer Related Services 11
- All Other Amusement and Recreation Industries 11
- Clothing and Clothing Accessories Retailers 10
- Machine Shops 9
- Other Accounting Services 9
- Baked Goods Retailers 9
- Pharmacies and Drug Retailers 8
- Engineering Services 8
- Exam Preparation and Tutoring 8
- Exterminating and Pest Control Services 8
- Custom Computer Programming Services 7
- Other Building Material Dealers 7
- Automotive Oil Change and Lubrication Shops 7
- Painting and Wall Covering Contractors 7
- Commercial Printing (except Screen and Books) 7
- Poured Concrete Foundation and Structure Contractors 7
- All Other Specialty Food Retailers 7
- Florists 7
- Commercial and Institutional Building Construction 6
- Other Building Finishing Contractors 6
- Pet and Pet Supplies Retailers 6
- All Other Automotive Repair and Maintenance 6
- Hardware Retailers 6
- Sports and Recreation Instruction 6
- All Other Miscellaneous Retailers 6
- Computer Systems Design Services 6
- Nursing Care Facilities (Skilled Nursing Facilities) 6
- New Car Dealers 5
- Other Miscellaneous Durable Goods Merchant Wholesalers 5
- Drywall and Insulation Contractors 5
- Glass and Glazing Contractors 5
- New Single-Family Housing Construction (except For-Sale Builders) 5
- All Other Miscellaneous Schools and Instruction 5
- Supermarkets and Other Grocery Retailers (except Convenience Retailers) 5
- Assisted Living Facilities for the Elderly 5
- Other Activities Related to Real Estate 5
- Outdoor Power Equipment Retailers 5
- Other Building Equipment Contractors 5
- Drinking Places (Alcoholic Beverages) 5
- Fabricated Structural Metal Manufacturing 5
- Automotive Parts and Accessories Retailers 5
- Retail Bakeries 5
- Other Scientific and Technical Consulting Services 5
- Portfolio Management and Investment Advice 5
- Marketing Consulting Services 5
- Private Mail Centers 5
- Cosmetics, Beauty Supplies, and Perfume Retailers 5