Acquisition Lender Index

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Plumbing, Heating, and Air-Conditioning Contractors: SBA acquisition loans in Florida

37 SBA-financed business acquisitions in Florida classified as Plumbing, Heating, and Air-Conditioning Contractors, FY2024–FY2026. Median loan $946K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
37
Total approved
$54.8M
Median loan
$946K
Middle half of loans
$467K to $2.4M
Median starting rate
9.75%
Median term
10 yrs

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Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 Live Oak Banking Company 616%$2.4M$15.3M
2 First Internet Bank of Indiana 411%$789K$6.1M
3 The Huntington National Bank 411%$790K$3.0M
4 Cogent Bank 25%$1.9M$3.8M
5 Climate First Bank 25%$1.3M$2.7M
6 First National Bank of Coffee County 25%$1.2M$2.5M
7 United Community Bank 25%$988K$2.0M
8 Customers Bank 25%$842K$1.7M
9 United Midwest Savings Bank National Association 25%$615K$1.2M
10 Gulf Coast Bank and Trust Company 25%$584K$1.2M
11 TowneBank 13%$2.8M$2.8M
12 OptimumBank 13%$2.6M$2.6M
13 Renasant Bank 13%$2.5M$2.5M
14 Regions Bank 13%$2.0M$2.0M
15 Milestone Bank 13%$1.9M$1.9M

For comparison, the same industry nationwide: 429 loans, median $800K, median starting rate 9.50%. See Plumbing, Heating, and Air-Conditioning Contractors in every state.

Deals by SBA fiscal year

FY201913 loans, $15.7M
FY202017 loans, $18.2M
FY202116 loans, $18.0M
FY202214 loans, $15.0M
FY20237 loans, $7.8M
FY202413 loans, $12.5M
FY202517 loans, $28.6M
FY20267 loans, $13.8M

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.