Acquisition Lender Index

Home Lenders Lender profile

Cogent Bank

19 recorded SBA 7(a) acquisition approvals. Explore the industries, locations and loan sizes in its reported portfolio.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
19
Total approved
$27.2M
Median loan
$778K
Middle half of loans
$475K to $2.1M
Median starting rate
10.25%
Median term
10 yrs

How to interpret this profile and build a shortlist →

Portfolio read

Where the approvals cluster

The SBA file shows approvals across 15 industries and 4 states and territories. The largest industry by count was Plumbing, Heating, and Air-Conditioning Contractors (2 of 19 approvals). Florida had the highest count among recorded project locations (13).

The median approved loan was $778K versus $707K across the index for FY2024–FY2026. This profile is based on a small sample. Differences can reflect which industries, markets and deal sizes the lender serves.

Industries by approval count

#IndustryLoansShareMedian loanTotal approved
1 Plumbing, Heating, and Air-Conditioning Contractors 211%$1.9M$3.8M
2 Machine Shops 211%$1.6M$3.3M
3 Full-Service Restaurants 211%$852K$1.7M
4 Other Personal and Household Goods Repair and Maintenance 211%$352K$705K
5 Offices of Certified Public Accountants 15%$4.8M$4.8M
6 Offices of Physicians (except Mental Health Specialists) 15%$3.7M$3.7M
7 Child Care Services 15%$2.4M$2.4M
8 Veterinary Services 15%$1.8M$1.8M
9 Other Building Material Dealers 15%$1.5M$1.5M
10 All Other Specialty Trade Contractors 15%$846K$846K
11 Offices of Dentists 15%$708K$708K
12 Baked Goods Retailers 15%$655K$655K
13 Supermarkets and Other Grocery Retailers (except Convenience Retailers) 15%$553K$553K
14 All Other Personal Services 15%$462K$462K
15 Couriers and Express Delivery Services 15%$324K$324K

Project locations

#StateLoansShareMedian loanTotal approved
1 Florida 1368%$778K$20.3M
2 Georgia 421%$1.2M$5.1M
3 Tennessee 15%$1.2M$1.2M
4 Virginia 15%$655K$655K

Deals by SBA fiscal year

FY20201 loans, $913K
FY20214 loans, $4.9M
FY202210 loans, $9.8M
FY20232 loans, $4.2M
FY20248 loans, $4.3M
FY20259 loans, $19.9M
FY20262 loans, $3.0M