Acquisition Lender Index

Home Lenders Lender profile

OptimumBank

15 recorded SBA 7(a) acquisition approvals. Explore the industries, locations and loan sizes in its reported portfolio.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
15
Total approved
$27.5M
Median loan
$1.3M
Middle half of loans
$1.1M to $2.6M
Median starting rate
9.75%
Median term
14 yrs

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Where the approvals cluster

The SBA file shows approvals across 13 industries and 5 states and territories. The largest industry by count was Plumbing, Heating, and Air-Conditioning Contractors (2 of 15 approvals). Florida had the highest count among recorded project locations (11).

The median approved loan was $1.3M versus $707K across the index for FY2024–FY2026. This profile is based on a small sample. Differences can reflect which industries, markets and deal sizes the lender serves.

Industries by approval count

#IndustryLoansShareMedian loanTotal approved
1 Plumbing, Heating, and Air-Conditioning Contractors 213%$2.9M$5.7M
2 Janitorial Services 213%$660K$1.3M
3 Nursing Care Facilities (Skilled Nursing Facilities) 17%$5.0M$5.0M
4 Limited-Service Restaurants 17%$2.8M$2.8M
5 Offices of Physicians (except Mental Health Specialists) 17%$2.6M$2.6M
6 Home and Garden Equipment Repair and Maintenance 17%$1.5M$1.5M
7 Snack and Nonalcoholic Beverage Bars 17%$1.4M$1.4M
8 Landscaping Services 17%$1.3M$1.3M
9 Other Building Finishing Contractors 17%$1.3M$1.3M
10 Pet and Pet Supplies Retailers 17%$1.3M$1.3M
11 Offices of Dentists 17%$1.2M$1.2M
12 Child Care Services 17%$992K$992K
13 General Automotive Repair 17%$970K$970K

Project locations

#StateLoansShareMedian loanTotal approved
1 Florida 1173%$1.3M$15.3M
2 Illinois 17%$5.0M$5.0M
3 Mississippi 17%$3.2M$3.2M
4 Iowa 17%$2.8M$2.8M
5 Texas 17%$1.3M$1.3M

Deals by SBA fiscal year

FY20231 loans, $1.6M
FY20243 loans, $5.9M
FY20253 loans, $6.6M
FY20269 loans, $15.0M