Acquisition Lender Index

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Plumbing, Heating, and Air-Conditioning Contractors: SBA acquisition loans in New York

10 SBA-financed business acquisitions in New York classified as Plumbing, Heating, and Air-Conditioning Contractors, FY2024–FY2026. Median loan $1.0M. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
10
Total approved
$12.8M
Median loan
$1.0M
Middle half of loans
$440K to $2.1M
Median starting rate
9.38%
Median term
10 yrs

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Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 The Huntington National Bank 440%$588K$3.5M
2 Live Oak Banking Company 220%$838K$1.7M
3 Celtic Bank Corporation 110%$3.0M$3.0M
4 Manufacturers and Traders Trust Company 110%$2.5M$2.5M
5 Truliant FCU 110%$1.8M$1.8M
6 Five Star Bank 110%$420K$420K

For comparison, the same industry nationwide: 429 loans, median $800K, median starting rate 9.50%. See Plumbing, Heating, and Air-Conditioning Contractors in every state.

Deals by SBA fiscal year

FY20182 loans, $450K
FY20191 loans, $150K
FY20213 loans, $4.6M
FY20223 loans, $1.6M
FY20231 loans, $1.0M
FY20241 loans, $420K
FY20254 loans, $2.4M
FY20265 loans, $10.0M

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.