Acquisition Lender Index

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Full-Service Restaurants: SBA acquisition loans in Florida

101 SBA-financed business acquisitions in Florida classified as Full-Service Restaurants, FY2024–FY2026. Median loan $548K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
101
Total approved
$95.5M
Median loan
$548K
Middle half of loans
$328K to $1.3M
Median starting rate
9.75%
Median term
10 yrs

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Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 The Huntington National Bank 2424%$234K$11.2M
2 First Internet Bank of Indiana 77%$520K$12.2M
3 Midwest Regional Bank 66%$502K$5.4M
4 Beacon Bank and Trust 55%$900K$4.5M
5 Celtic Bank Corporation 55%$437K$3.4M
6 Readycap Lending, LLC 44%$2.9M$9.6M
7 Newtek Bank, National Association 44%$362K$2.0M
8 Colony Bank 33%$1.2M$3.3M
9 Live Oak Banking Company 22%$2.6M$5.1M
10 Port 51 Lending LLC 22%$1.7M$3.4M
11 DFCU Financial 22%$1.3M$2.5M
12 FDIC - Community Bank & Trust-West Georgia 22%$1.0M$2.1M
13 Milestone Bank 22%$978K$2.0M
14 Hanmi Bank 22%$912K$1.8M
15 SouthState Bank, National Association 22%$875K$1.8M

For comparison, the same industry nationwide: 1,235 loans, median $465K, median starting rate 9.50%. See Full-Service Restaurants in every state.

Deals by SBA fiscal year

FY201931 loans, $21.1M
FY202013 loans, $8.3M
FY202118 loans, $20.3M
FY202219 loans, $24.8M
FY202323 loans, $20.2M
FY202425 loans, $23.5M
FY202539 loans, $33.7M
FY202637 loans, $38.3M

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.