Acquisition Lender Index

Home MarketsCalifornia Local market

Full-Service Restaurants: SBA acquisition loans in California

143 SBA-financed business acquisitions in California classified as Full-Service Restaurants, FY2024–FY2026. Median loan $455K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
143
Total approved
$101.3M
Median loan
$455K
Middle half of loans
$257K to $732K
Median starting rate
9.75%
Median term
10 yrs

How to interpret this profile and build a shortlist →

Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 Hanmi Bank 1712%$370K$6.9M
2 PCB Bank 118%$444K$5.6M
3 The Huntington National Bank 107%$125K$2.2M
4 Open Bank 96%$525K$4.8M
5 Bank of Hope 96%$390K$3.3M
6 Plumas Bank 86%$754K$6.2M
7 Port 51 Lending LLC 64%$1.3M$11.1M
8 Celtic Bank Corporation 64%$447K$3.3M
9 East West Bank 43%$384K$4.0M
10 Newtek Bank, National Association 43%$204K$908K
11 Live Oak Banking Company 32%$2.7M$7.9M
12 American Continental Bank 32%$700K$3.2M
13 Preferred Bank 32%$950K$2.8M
14 Woori America Bank 32%$465K$2.6M
15 VelocitySBA, LLC 32%$648K$2.3M

For comparison, the same industry nationwide: 1,235 loans, median $465K, median starting rate 9.50%. See Full-Service Restaurants in every state.

Deals by SBA fiscal year

FY201985 loans, $38.3M
FY202060 loans, $29.9M
FY202130 loans, $18.4M
FY202245 loans, $24.5M
FY202354 loans, $35.6M
FY202457 loans, $35.7M
FY202540 loans, $33.0M
FY202646 loans, $32.6M

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.