Acquisition Lender Index

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Plumbing, Heating, and Air-Conditioning Contractors: SBA acquisition loans in Kentucky

7 SBA-financed business acquisitions in Kentucky classified as Plumbing, Heating, and Air-Conditioning Contractors, FY2024–FY2026. Median loan $450K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Data through September 30, 2026

Acquisitions financed
7
Total approved
$3.9M
Median loan
$450K
Middle half of loans
$237K to $602K
Median starting rate
8.65%
Median term
10 yrs

How to interpret this profile and build a shortlist →

Small sample. This local profile has 7 recorded approvals in FY2024–FY2026. For a broader comparison, open the Kentucky state profile or the national industry profile.

Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 Republic Bank & Trust Company 343%$500K$1.5M
2 Stock Yards Bank & Trust Company 229%$250K$500K
3 Eclipse Bank Inc 114%$1.8M$1.8M
4 U.S. Bank, National Association 114%$181K$181K

For comparison, the same industry nationwide: 429 loans, median $800K, median starting rate 9.50%. See Plumbing, Heating, and Air-Conditioning Contractors in every state.

Deals by SBA fiscal year

FY20192 loans, $1.2M
FY20222 loans, $604K
FY20243 loans, $2.6M
FY20252 loans, $884K
FY20262 loans, $500K

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.