Acquisition Lender Index

Home MarketsCalifornia Local market

Retail Bakeries: SBA acquisition loans in California

6 SBA-financed business acquisitions in California classified as Retail Bakeries, FY2024–FY2026. Median loan $609K. See which lenders did them.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Built November 10, 2026

Acquisitions financed
6
Total approved
$5.6M
Median loan
$609K
Middle half of loans
$432K to $789K
Median starting rate
10.25%
Median term
10 yrs

How to interpret this profile and build a shortlist →

Small sample. This local profile has 6 recorded approvals in FY2024–FY2026. For a broader comparison, open the California state profile or the national industry profile.

Lenders that financed these deals

#LenderLoansShareMedian loanTotal approved
1 BMO Bank National Association 117%$2.9M$2.9M
2 Sunflower Bank National Association 117%$817K$817K
3 VelocitySBA, LLC 117%$704K$704K
4 Open Bank 117%$514K$514K
5 Celtic Bank Corporation 117%$404K$404K
6 CDC Small Business Finance Corp. 117%$190K$190K

For comparison, the same industry nationwide: 49 loans, median $400K, median starting rate 9.50%. See Retail Bakeries in every state.

Deals by SBA fiscal year

FY20192 loans, $1.5M
FY20201 loans, $275K
FY20211 loans, $1.1M
FY20234 loans, $3.0M
FY20245 loans, $4.8M
FY20251 loans, $704K

Reading these numbers

The amount shown is the gross loan approval. A loan can cover costs beyond the purchase, and the public file does not disclose the agreed purchase price or the rest of the financing. The loan-size analysis shows how to compare amounts across markets.