Acquisition Lender Index

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NBT Bank, National Association

18 recorded SBA 7(a) acquisition approvals. Explore the industries, locations and loan sizes in its reported portfolio.

SBA 7(a) change-of-ownership approvals · FY2024–FY2026 · Built November 10, 2026

Acquisitions financed
18
Total approved
$4.6M
Median loan
$212K
Middle half of loans
$101K to $358K
Median starting rate
7.75%
Median term
8 yrs

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Where the approvals cluster

The SBA file shows approvals across 14 industries and 3 states and territories. The largest industry by count was Shoe Retailers (2 of 18 approvals). New York had the highest count among recorded project locations (16).

The median approved loan was $212K versus $707K across the index for FY2024–FY2026. This profile is based on a small sample. Differences can reflect which industries, markets and deal sizes the lender serves.

Read the five-lender comparison ↗

Industries by approval count

#IndustryLoansShareMedian loanTotal approved
1 Shoe Retailers 211%$512K$1.0M
2 Nursery, Garden Center, and Farm Supply Retailers 211%$212K$425K
3 Gift, Novelty, and Souvenir Retailers 211%$154K$308K
4 Graphic Design Services 211%$102K$205K
5 Electronics and Appliance Retailers 16%$805K$805K
6 Beer, Wine, and Liquor Retailers 16%$464K$464K
7 Clothing and Clothing Accessories Retailers 16%$306K$306K
8 Offices of Physical, Occupational and Speech Therapists, and Audiologists 16%$250K$250K
9 Coffee and Tea Manufacturing 16%$230K$230K
10 Freight Transportation Arrangement 16%$194K$194K
11 Promoters of Performing Arts, Sports, and Similar Events with Facilities 16%$148K$148K
12 Office Supplies and Stationery Retailers 16%$104K$104K
13 Other Business Service Centers (including Copy Shops) 16%$100K$100K
14 Florists 16%$65K$65K

Project locations

#StateLoansShareMedian loanTotal approved
1 New York 1689%$240K$4.3M
2 New Hampshire 16%$194K$194K
3 Massachusetts 16%$148K$148K

Deals by SBA fiscal year

FY20199 loans, $5.5M
FY20204 loans, $1.8M
FY20218 loans, $5.0M
FY20226 loans, $2.1M
FY20235 loans, $1.9M
FY20249 loans, $2.6M
FY20255 loans, $646K
FY20264 loans, $1.4M