Monterey County Bank
12 recorded SBA 7(a) acquisition approvals. Explore the industries, locations and loan sizes in its reported portfolio.
- Acquisitions financed
- 12
- Total approved
- $10.7M
- Median loan
- $305K
- Middle half of loans
- $250K to $1.5M
- Median starting rate
- 10.62%
- Median term
- 10 yrs
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Where the approvals cluster
The SBA file shows approvals across 10 industries and 4 states and territories. The largest industry by count was Full-Service Restaurants (3 of 12 approvals). California had the highest count among recorded project locations (9).
The median approved loan was $305K versus $707K across the index for FY2024–FY2026. This profile is based on a small sample. Differences can reflect which industries, markets and deal sizes the lender serves.
Industries by approval count
| # | Industry | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | Full-Service Restaurants | 3 | 25% | $399K | $1.9M |
| 2 | Offices of Certified Public Accountants | 1 | 8% | $2.7M | $2.7M |
| 3 | All Other Specialty Trade Contractors | 1 | 8% | $2.5M | $2.5M |
| 4 | Landscape Architectural Services | 1 | 8% | $2.1M | $2.1M |
| 5 | Wineries | 1 | 8% | $340K | $340K |
| 6 | Meat Retailers | 1 | 8% | $270K | $270K |
| 7 | Other Personal Care Services | 1 | 8% | $256K | $256K |
| 8 | Gift, Novelty, and Souvenir Retailers | 1 | 8% | $254K | $254K |
| 9 | Periodical Publishers | 1 | 8% | $238K | $238K |
| 10 | Limited-Service Restaurants | 1 | 8% | $225K | $225K |
Project locations
| # | State | Loans | Share | Median loan | Total approved |
|---|---|---|---|---|---|
| 1 | California | 9 | 75% | $256K | $4.7M |
| 2 | Illinois | 1 | 8% | $2.7M | $2.7M |
| 3 | Colorado | 1 | 8% | $2.1M | $2.1M |
| 4 | Washington | 1 | 8% | $1.3M | $1.3M |